Phoenix, Arizona Coldwell Banker Residential Brokerage

Nicholas McConnell

Coldwell Banker Residential Brokerage

480-323-5365 cell#

Nick.McConnell@azmoves.com

Arizona Real Estate Specialist

Realtor

Have you decided you want to purchase a home in Arizona? This is this first place you will want to start. When purchasing a home, it is of supreme importance to find a Realtor that will be aggressive for you. An aggressive Real Estate agent will work hard for you to obtain the best price possible. Everything is negotiable in Real Estate, and that is why you hire a professional to negotiate with you. Ultimately, the buyer makes all final decisions. A Realtor is there to guide you and to help you with all of the paper work needed to complete a Real Estate transaction and to quarter back the entire process.

The first step when purchasing property in Phoenix, Arizona is to get qualified for a home loan unless you are planning on paying full price cash. It is extremely rare when someone pays full price cash. When you purchase a home, you must obtain a loan. If you do not know a lender, your Realtor may be able to suggest one or two.

There are several purposes for getting pre-qualified. When you obtain a loan, you will have a monthly mortgage payment. In order to find out your monthly mortgage payment, you need to tell your lender how much you can afford to apply towards a monthly mortgage payment. The lender wants to make sure you can afford the monthly mortgage payment you think you are comfortable with by analyzing your income, and all of your debt. There is no way to tell if you are pre-qualified for a home loan until you contact a lender, and this process is free to do. If you are interested in finding out if you are pre-qualified for a home loan, this article is a good place to start.

Obviously, the more you can afford towards a monthly mortgage payment, the higher the purchase price is going to be. It is much like purchasing a car. The higher the loan amount the higher the monthly mortgage payment will be. Once you have determined your price range with your lender, they will send your Realtor a loan status report. At this point, you are now ready to start looking for homes in your desired price range and area.

Tell your Realtor what you are looking for. If school district, style of the home, pool, square footage, or zip code is important to you, tell your Real Estate agent so that they may perform a search. The best way to do it is to sit down with your Realtor at a computer with internet access, and search all available homes for sale with your search criteria. At that point, you can see what is available, scroll through pictures, and obtain more information about each home than you will know what to do with. This will help narrow the search. After you have found ten or more homes may be a good time to physically look at the properties with your agent.

Once you have found the home you like, you simply ask you Realtor to write an offer to purchase the home. Depending on the market conditions will determine the aggressiveness of the contract. There are times where you may have to offer over list price, and there may be times where you want to offer substantially below list price. This is why it is important to make sure your Realtor is up to date with current events.

When selecting a Realtor, be sure to ask the right questions before using this agent. Would you rather have a brand new Realtor that has lived in the state for a year with hardly any experience, or a Realtor that has lived in the area all of their life with ample experience. Make sure you ask for some credentials such as diplomas, letters of appreciation from past clients, and awards earned. This way, you can make sure your Realtor is educated, has a fine knowledge of the area, and has experience. When you are dealing with hundreds of thousands of dollars, this may possibly be the most important step. Make sure to interview your Realtor thoroughly.

A good Realtor will hold your hand through the entire contract regardless if this is the first home you buy, or the tenth. A good Realtor will always answer your phone calls, reply to your emails, and meet you in person during the course of the contract if you are uncomfortable sending paper work via fax. If you need an aggressive, educated, hard working Realtor with experience that has lived in the area all his life, please click on the link below.

If you have been thinking about buying or selling a home in Arizona, I am the first Realtor you want to talk to.  I specialize in North Scottsdale Communities such as DC Ranch, Silver Leaf, Troon, McCormick Ranch, McDowell Mountain Ranch, Grayhawk, Legend Trail, Ancala, Desert Mountain, Desert Ridge and the Scottsdale Kierland area.  However, I help people buy and sell homes all over the state of Arizona. 

Here you can do your own property search, or, you can contact me anytime and you can tell me exactly what you are looking for, then I will email you the results.  Tell me what is important to you such as school district, golf, zip code, city, price range, or square footage.  Once you find a few houses that you would like to see, you and I can make an appointment to drive to the homes together to view them. 

When selling, I will schedule an appointment with you so that I may come to your home to fill out the required paperwork to get your home on the market.  I can have your home on the market within a few hours.  I will walk you through every step of the transaction until you are in a home or until your home sells. 

When buying a home, the seller pays me so the buyer doesn't have too.  The sellers closing costs are usually a bit higher.  Many buyers are getting into homes with zero down because with the current market conditions, the seller will usually pay all of your closing costs.  

If you or someone you know is thinking about buying or selling a home, please refer them to me.  I can put your home on the market for rent, or help you write a lease for a rental home.  I do commercial property also, so if you are a business owner looking for a home for you business, I can help you find an office/ building. 

I will be happy to help you with all of your Arizona Real Estate needs.  Rarely does someone ask me a question that I do not know, however, if there is a question that I can't answer, my Broker will definitely be able to get an answer for you.

Please let Coldwell Banker Residential Brokerage in Scottsdale, Arizona be your first choice when selecting a quality Realtor.